1-888-986-9939Some things can last forever. Unfortunately that counts for debt as well. The end of someone’s life doesn’t necessarily mean the end of that person’s debt. There are some instances in which the debt doesn’t actually get passed down, but if the situation should arise it pays to know whether it affects you or not. […]
In recent years medical debt has seen an increase, taking its place as the greatest amount of debt in the average household (overtaking things like credit card debt and personal loan debt. The worst thing about medical debt is how quickly it can take over your financial situation as soon as it pops up, A […]
According to the most recent report from the New York Federal Bank, overall household debt has been steadily decreasing over the past few years. The different parts that make up overall debt (auto loans, credit cards, mortgages, home equity lines of credit, student loans, and all other more minor forms of debt) have been slowly […]
When debts begin to grow out of control, it might fall until you’re forced to look at your finances in a different light. There are many known ways to get into debt and mostly without much being different in your financial habits. However, there are some things that can be added to your spending (either […]
Guardian Debt Relief is proud to announce the five winners of its annual scholarship. This year’s five $1,000 winners of the Guardian Debt Relief Scholarship are Alexandra Pirsos from New Jersey, Kayla Myers from Pennsylvania, Candace Jensen from South Carolina, Lydia James from Ohio, and Michael Van Wyk from Virginia. “This scholarship means the world […]
One of the biggest problems people face when it comes to debt is identifying the need for help. Whether it has to do with inherent hubris or an overwhelming sense of embarrassment, many who suffer with debt do little to nothing to reach out for help. It’s a crippling issue that can result in many […]
Counseling can easily be a two way street. In some instances, counseling can be a colossal waste of time. Other times counseling can help to enlighten, allowing you to see things from a different perspective. The hit or miss nature of counseling doesn’t appeal to everyone, especially those who may already have a grip on […]
We’ve all heard about debt consolidation and how it works. You get a consolidation loan, you use it to pay off your debts and then you spend your time paying off your loan. Sometimes the loan you take out will have a high interest rate, causing you to have to repay a substantial amount more […]
Sometimes, having debt isn’t the direct issue people face in their finances. Debt can be manageable if handled the right way. The problem that some people face is having debt in too many sources. With varying due dates, late fee amounts and interest rates, trying to keep track of a plethora of debts can be […]
An unfortunate reality for many young people is that they will step out of school and directly into debt. In a study done to measure student debt, the average college graduate leaves with over $37,000 (as of 2016). It’s equal to starting your adult life with a palpable handicap. One of the issues that most […]