1-888-986-9939New Years is upon us yet again, and with that comes New Year’s resolutions. Along with the regular wishes of losing weight and earning more, many Americans look to get their existing finances in order. The problem with resolutions is the mentality that normally accompanies them. Spending habits and debt issues don’t just disappear as […]
If you’ve taken your finances into account for the holiday season, chances are that many of you will end up in debt. Sure, having debt into the new year doesn’t have to be an absolute certainty, there’s usually a bit of financial hangover after the initial shopping frenzy dies down. Since people are not created […]
There is a fundamental problem with the statute of limitations for unsecured debts. If you honestly cannot pay off your debts, adhering to the statute of limitations gives you the ability to have a debt eliminated from your financial background. This can be extremely helpful in regards to your credit, especially if you are financially […]
Learn more about college related student debt and the repayment process after graduation.
When you have need of a financial consultant, it’s usually for one of two reasons. Either you have an exorbitant amount of money that you cannot handle on your own or you need help getting your financial feet underneath you after some detrimental situations. In both scenarios, your financial advisor will be there to help […]
With so much debt swimming around our heads, it’s kinda hard even trying to get out of bed. And while I’m sure Snoop Dogg doesn’t deal with debt the same way we do, there are many more people who have to deal with debt every single day. Even back in the old days, if your […]
More often than not you hear of individuals who have had immense amounts of debt at some point in time, only to have it all disappear miraculously, leaving them in a much better state than before. They made some decisions that impacted their lives so greatly that not only were they able to get out […]
There are two main situations that lend themselves to accumulating debt. The first thing is the mismanagement of your finances. This can be easily remedied with careful planning and a willingness to live within your means. However, the other situation is a little more complicated. The argument can be made that we do not make […]
Millennials take on a very special place in the existing eras. With Gen-X and the Baby Boomer age reaching the age of stability, most of their debt is stable and wrapped up in large purchases. In general, those who are over the age of 35 most likely have a car or house (or both) that […]
Almost half of the American population has been carrying a credit card balance for at least two years. Let that sink in. Debt has continued to get worse over the years. The problem with debt isn’t that it’s increasing, rather it is about debt not being resolved. Debt seems to linger on for years in […]